Aurelian by BNB Portfolio
For founders and business owners
You already run a business. A short term rental is one more, and its year one loss can offset the profit from yours.
Why it fits
- Business profit countsA loss can offset profit from a business you actively run in full, plus salary and investment income up to the cap ($256,000 single or $512,000 married for 2026).
- Salary does notWages from your own company are W-2 income. They fall under the cap like anyone’s.
- Systems you knowYou get our playbook, software and cleaners. You make the calls, we keep it fast.
Two rules either way: an average guest stay of 7 days or less, and you run it. That means 100+ hours a year and more than anyone else, cleaners included.
An example
Examples, not promises
-
Founder, $2M income
- Example home
- $1,500,000
- Year one write off
- $360,000
- Est. federal tax saved
- $94,720
37% bracket. Yearly cap applies: $256,000 used now, $104,000 carries forward.
Run your numbers
Single filer, federal only, same math as the Aurelian calculator. The example assumes salary only. Business profit you actively earn adds room under the cap.
Want your own numbers? Put in your income and home price.
Also for: Physicians, Pilots, Tech, Sales. Read the tax blog.
Not tax, legal or investment advice. Tax outcomes depend on your income, filing status, hours, how the property is used and your state. Examples are illustrative only and are not a promise of any deduction, tax result or income. BNB Portfolio is not a CPA firm, law firm, real estate broker or lender.