Aurelian by BNB Portfolio
For airline pilots
Captain pay is W-2 pay, taxed at the top of your bracket. Your days off come in blocks, which suits running a rental.
Why it fits
- Work from anywhereMost owner work is on your phone: guest messages, pricing, cleaner photos. It counts on a layover too.
- Blocks of days offDo the walkthrough and the bigger tasks on your days home. Log each task with the date and time.
- W-2 offsetThe loss can offset W-2 pay up to the yearly cap ($256,000 single or $512,000 married for 2026), if you meet the hour test and the 7 day average stay.
Two rules either way: an average guest stay of 7 days or less, and you run it. That means 100+ hours a year and more than anyone else, cleaners included.
An example
Examples, not promises
-
Airline pilot, $375K income
- Example home
- $450,000
- Year one write off
- $108,000
- Est. federal tax saved
- $37,800
35% bracket.
Run your numbers
Single filer, federal only, same math as the Aurelian calculator.
Want your own numbers? Put in your income and home price.
Also for: Physicians, Founders, Tech, Sales. Read the tax blog.
Not tax, legal or investment advice. Tax outcomes depend on your income, filing status, hours, how the property is used and your state. Examples are illustrative only and are not a promise of any deduction, tax result or income. BNB Portfolio is not a CPA firm, law firm, real estate broker or lender.