Aurelian by BNB Portfolio
For physicians and dentists
Your income peaks in the years you have the least time. A short term rental you run can turn part of this year’s bill into a property you own.
Why it fits
- No 750 hour testReal estate professional status needs 750+ hours and over half your working time. The short term rental route does not.
- W-2 or practice incomeThe loss can offset salary up to the yearly cap ($256,000 single or $512,000 married for 2026). Profit from a practice you run counts as business income and adds room.
- Built around callGuest messages, pricing and cleaner checks fit between shifts. About 4 to 5 hours a week on our owner plan.
Two rules either way: an average guest stay of 7 days or less, and you run it. That means 100+ hours a year and more than anyone else, cleaners included.
An example
Examples, not promises
-
Surgeon, $900K income
- Example home
- $1,000,000
- Year one write off
- $240,000
- Est. federal tax saved
- $88,800
37% bracket.
Run your numbers
Single filer, federal only, same math as the Aurelian calculator.
Want your own numbers? Put in your income and home price.
Also for: Pilots, Founders, Tech, Sales. Read the tax blog.
Not tax, legal or investment advice. Tax outcomes depend on your income, filing status, hours, how the property is used and your state. Examples are illustrative only and are not a promise of any deduction, tax result or income. BNB Portfolio is not a CPA firm, law firm, real estate broker or lender.