Aurelian by BNB Portfolio

For tech and equity comp

RSUs vest as W-2 income. A big vest year can push you into the top bracket, and withholding often falls short.

Book a call →

Why it fits

• RSUs are wagesVested shares are W-2 income, so the loss can offset them up to the yearly cap ($256,000 single or $512,000 married for 2026).
• Withholding gapsVests are often withheld at a flat 22% up to $1M of supplemental pay, below a 35% or 37% bracket. The gap shows up in April.
• Gains sit inside the capGains when you sell the shares are investment income. The loss offsets them too, within the same cap.

Two rules either way: an average guest stay of 7 days or less, and you run it. That means 100+ hours a year and more than anyone else, cleaners included.

An example

Examples, not promises

• Tech lead, $450K income

  Example home

  $800,000

  Year one write off

  $192,000

  Est. federal tax saved

  $67,200

  35% bracket.

  Run your numbers →

Single filer, federal only, same math as the Aurelian calculator.

Also for: Physicians, Pilots, Founders, Sales. Read the tax blog.

Not tax, legal or investment advice. Tax outcomes depend on your income, filing status, hours, how the property is used and your state. Examples are illustrative only and are not a promise of any deduction, tax result or income. BNB Portfolio is not a CPA firm, law firm, real estate broker or lender.